Artikel
Fee based income dalam perspektif fikih muamalah :
There are two banking bangkings in Indonesia, interest-based banking and shariah-complaint banking. Interest-based banking has been around ever since before the independence of Indonesia in 1945. In contrast, shariah comliant baking emerged only in 1990an. In reality, the two systems are contradictory, because in interest-based banking, interest is instrumental in its operation. In contrast, shariah-compliant banking use profit sharing instead. Both banking systems are companies which operate in three main banking related activities; funding, lending, and services. Service is intended to support the two main banking products of lending and funding. Thus, the purpose of service activity is to facilitate available banking services. The revenue of these banking services is generated from administration fee, comission, rent, and other expenses. The revene of service in banking industry is called fee based income which is categorized in Islamic jurisprudence as ujrah or fee...ifa.
Tidak ada salinan data
Tidak tersedia versi lain