Stuck loan of bank in the sector credit card is more crucial: it leads to monetary crisis. Accordingly, it is necessary to seek for the way to prevent the rise of credit macet so that it does not became worse. Nowadays, bank Indonesia is studying to find out biro informasi kredit, the intitution that accommodates information about customer's loan status from bank/monetary intitution in this sec…
Panitia Urusan Piutang Negara [PUPN] oleh UU No. 49/Prp/1960 diberi kewenangan untuk menyelesaikan piutang negara, termasuk kredit macet di bankpemerintah. Kewenangan PUPN sangat besar, yakni meliputi pula bidang peradilan [rechtspraak] yaitu menerbitkan akta yang mempunyai kekuatan eksekutorial serta melakukan tindakan penyitaan dan pelelangan harta kekayaan debitur. Kewenangan PUPN di bidang …
Salah satu fungsi Ujian Nasional [UN] adalah sebagai alat ukur yang akurat untuk mengetahui kualitas atau mutu pendidikan di Indonesia secara menyeluruh di dalam wilayah NKRI. Bagaimana membuat Ujian Nasional [UN] tersebut hasil pengukurannya akurat dan adil untuk sekolah-sekolah di Indonesia yang sangat bervariasi kondisi dan kualitasnya?Pertama agar hasil pengukuran secara nasional akurat ada…
This article tries to explain the history of an institution called bank, both convensional and Islamic, and its role in the economic developmentof the country. Based on the historical facts, it can be concluded that the activities of bank has a long history and can be traced since along ago in the earlier of Islam, even some time before. In Islam, what was performed by Muhammad andhis disciples…
Financial crises influenced economic structure in many states in Asia. Indonesia try hard to build economic progress continuously. Economic growth step by step go to positive growth by now. The application of Good Corporate Governance [GCG] significantly has potential interest Good Corporate Governance [GCG] significantly has potential interest to prevent banking crime. GCG should be enforced t…
This paper discusses the dynamics of discourse of fiqh mu'amalah towards to consept of shari'ah banking. The existence of shari'ah banks needs to be critized from the views of whether the concept used is socially beneficial; whether it is suitable with the intended goals or even contradictive. For example, is the concept of deviding gains and risks compliant or consistent with the intention of …
This research utilities the non-parametric frontier approach.Data envelopment anysis [DEA].By using such an analysis, the purpose of this study is to analyze the regional development bank's [BPDs] efficiency with the data during 2006-2007 covering 26 BPDs in Indonesia.
Sistem bagi hasil [profit and loss sharing principle] merupakan bentuk karakteristik utama yang melandasi operasional bank syari'ah dalam menawarkan jasa jasa perbankannya.Pada prinsipnya, dalam sistem ini,keuntungan dan kerugian di tanggung bersama baik oleh bank maupun nasabah yang mana hal ini ditentukan berdasarkan prosentase yang ditentukan dalam kontrak [aqad] seblumnya dan berdasarkan ti…